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Major Chinese Banks Join Together to Test Digital Yuan Wallet

People's Bank of ChinaAs per a news report published by Reuters news agency, a consortium of Chinese state-run banks are carrying out a large-scale in-house trial of digial wallet developed for storing digital yuan, the center backed digital currency (CBDC). Specifically, the banks are piloting the wallet app to send and receive payments in the form of digital yuan.

The initiative was earlier disclosed to the country’s state-backed news outlet, the 21st Century Business Herald, by multiple employees who were a part of those state run banks in cities such as Shenzhen.

The latest initiative signifies another landmark in China’s attempt to roll out the digital yuan and is in accordance with a major objective set forth by the People’s Bank of China, the country’s central bank.

The PBoC stated that the government of China should proactively foster the advancement of the digital yuan as one of its major goals for the rest of 2020.

Even though China is categorized as the most unfriendly countries for cryptos, with stringent rules, it leads all other countries in terms of creation of a domestic currency.

The country’s central bank has been slowly moving forward with the development of CBDC, which it calls as digital currency electronic payment.

Back in April, China successfully trialed the digital yuan in four cities, namely Chengdu, Shenzhen, Xiongan and Suzhou.

Notably, PBoC intends to utilize the digital yuan to compete with tech firms such as Alibaba and Tencent in the digital payments industry. Last month, a news report from Reuters indicated that the central bank has officially directed the State Council’s antitrust committee to investigate the operations of digital payments giant Alipay and WeChat Pay.

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